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June 28, 2026•5 min read

Commercial Lending in Myrtle Beach, SC

Myrtle Beach is one of South Carolina’s most active real estate and tourism markets. From hotels and short-term rentals to retail centers, restaurants, multifamily housing, and commercial redevelopment, the Grand Strand continues to attract investors who need financing that can move quickly.

AtMedex PMC LLC, we help real estate investors, developers, and business owners connect with private lenders and commercial financing partners. Whether you are purchasing a rental property, refinancing a hotel, developing commercial land, renovating a retail building, or seeking bridge financing, we help review your project and match it with financing options that fit.

Our mission is simple:

Find It. Fund It. Close It.

Why Myrtle Beach Is a Strong Investment Market

Myrtle Beach is built around tourism, hospitality, retail, restaurants, entertainment, and coastal real estate. The Grand Strand draws millions of visitors each year, and that visitor traffic supports hotels, vacation rentals, shopping centers, restaurants, attractions, and service-based businesses.

The area is also more than a seasonal beach market. Population growth, retiree relocation, healthcare demand, and small business expansion continue to create year-round need for commercial space, rental housing, storage, and service businesses.

For investors, that means opportunities may exist across multiple property types, including hospitality, multifamily, retail, mixed-use, self-storage, and short-term rental properties.

Financing Solutions Available in Myrtle Beach

Medex PMC helps borrowers explore financing for:

  • Hotels and hospitality properties

  • Vacation rental properties

  • Short-term rental portfolios

  • Multifamily apartment buildings

  • Retail centers

  • Restaurants and entertainment properties

  • Mixed-use buildings

  • Office buildings

  • Medical office properties

  • Self-storage facilities

  • Commercial land

  • Ground-up construction

  • Bridge loans

  • DSCR rental loans

  • Fix-and-flip projects

  • Commercial refinancing

  • Business acquisition financing

Loan programs generally range from$50,000 to $40 million, depending on the property, project type, borrower qualifications, and lender guidelines.

Areas We Serve Around Myrtle Beach

We help investors throughout the Grand Strand and surrounding areas, including:

  • Myrtle Beach

  • North Myrtle Beach

  • Surfside Beach

  • Garden City

  • Murrells Inlet

  • Conway

  • Carolina Forest

  • Socastee

  • Little River

  • Loris

  • Aynor

  • Pawleys Island

  • Georgetown

  • Horry County

  • Georgetown County

If your project is located along the coast or inland near the growing Myrtle Beach market, we can help review available private money and commercial financing options.

Why Local Knowledge Matters

A Myrtle Beach commercial real estate deal is different from a deal in Columbia, Greenville, or Charleston. Lenders may look closely at tourism demand, seasonal cash flow, occupancy trends, flood risk, insurance costs, property condition, rental income, and the borrower’s exit strategy.

A hotel renovation near the beach will be reviewed differently than a self-storage facility in Carolina Forest, a retail center near Highway 17, or a rental portfolio in Conway.

That is why it helps to work with a financing partner who understands how coastal investment property is evaluated and how private lenders think about risk.

Private Money vs. Traditional Bank Financing

Traditional banks may be a good fit for stabilized properties with strong financials. But many Myrtle Beach investment deals involve renovation, seasonal revenue, short-term rental income, hospitality risk, or fast closing deadlines.

Private money financing may be useful when:

  • You need to close quickly.

  • The property needs renovation.

  • The project is not yet stabilized.

  • You are buying through an LLC.

  • A bank has declined the project.

  • You need bridge financing before permanent financing.

  • The property has short-term rental or hospitality income.

  • You need funding for a value-add project.

Private lenders often place more emphasis on the property, equity, cash-flow potential, business plan, and exit strategy.

What Does Commercial Financing Cost?

Commercial financing is priced based on the specific project.

Pricing may depend on:

  • Property type

  • Loan amount

  • Loan-to-value ratio

  • Borrower experience

  • Property income

  • Occupancy

  • Renovation needs

  • Insurance and coastal risk

  • Exit strategy

  • Market conditions

Private money is usually more expensive than traditional bank financing, but it can offer speed and flexibility when timing matters.

Medex PMC provides ano-cost consultationto help review your scenario before you move forward.

Why Work With Medex PMC?

Medex PMC LLC is a private money and commercial mortgage brokerage. We work with multiple lending sources instead of relying on one bank or one loan program.

That matters in Myrtle Beach because many investment properties do not fit neatly into a traditional lending box. Hotels, short-term rentals, value-add properties, mixed-use buildings, and redevelopment projects often require flexible underwriting.

Whether you are buying a vacation rental portfolio, refinancing a hotel, developing commercial land, or purchasing a retail property, we can help explore financing options that fit your project.

Contact Medex PMC

Medex PMC LLC

Phone:(888) 865-7910

Website:
https://medexpmc.com

Investor Toolkit:
https://medexpmc.com/bc

Schedule a no-cost consultation to discuss your Myrtle Beach commercial financing project.

Frequently Asked Questions

Do you finance commercial properties in Myrtle Beach?

Yes. We help borrowers in Myrtle Beach, North Myrtle Beach, Conway, Surfside Beach, Murrells Inlet, Horry County, and the surrounding Grand Strand area.

What types of Myrtle Beach properties can you finance?

We help with hotels, short-term rental properties, retail centers, mixed-use buildings, multifamily apartments, self-storage, office buildings, commercial land, and other investment properties.

Can private money be used for short-term rental properties?

Yes. Some lenders offer financing options for rental properties and short-term rental investments, subject to income, property type, borrower qualifications, and lender guidelines.

How fast can financing close?

Some private money and bridge loan transactions can close in as little as5 business daysafter underwriting documents are complete. Larger or more complex commercial projects may take longer.

What loan amounts are available?

Loan amounts generally range from$50,000 to $40 million, depending on the project, property type, borrower qualifications, and lender guidelines.

Internal Links

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