Commercial Real Estate Financing
Commercial Real Estate Financing
Commercial real estate financing provides the capital businesses, investors, and developers need to purchase, refinance, renovate, or build income-producing properties. Whether you're acquiring your first office building or developing a multimillion-dollar mixed-use project, having the right financing partner can make the difference between closing the deal and watching the opportunity pass by.
AtMedex PMC LLC, we help borrowers secure commercial real estate financing through a network of private lenders and commercial funding partners. Rather than relying on a single bank or lending institution, we compare financing programs to help identify the option that best fits your property, timeline, and investment strategy.
Our clients range from first-time commercial investors to experienced developers building office parks, retail centers, apartment communities, warehouses, self-storage facilities, and other commercial projects throughout South Carolina and the Southeast.
What Is Commercial Real Estate Financing?
Commercial real estate financing is used to fund properties that generate business or investment income. Unlike residential mortgages, commercial loans are structured around the property's financial performance, value, market demand, and the borrower's investment plan.
Commercial financing can be used to:
Purchase existing commercial property
Acquire multifamily apartment buildings
Refinance current loans
Develop new commercial projects
Renovate or reposition older properties
Expand investment portfolios
Bridge the gap until permanent financing is available
Purchase owner-occupied business properties
Many commercial loans are customized to fit the specific property and investment strategy rather than using a one-size-fits-all approach.
Types of Properties We Help Finance
Medex PMC works with lenders that finance a wide variety of commercial properties, including:
Office buildings
Medical offices
Retail shopping centers
Strip malls
Mixed-use developments
Apartment buildings
Multifamily communities
Warehouses
Industrial facilities
Distribution centers
Self-storage facilities
Hotels and hospitality properties
Churches
Commercial land
Mobile home parks
Build-to-rent communities
Business owner-occupied properties
Whether you're purchasing a stabilized income-producing property or developing a project from the ground up, we can help identify financing programs that align with your goals.
Who Commercial Real Estate Financing Is For
Commercial financing is commonly used by:
Commercial real estate investors
Property developers
Builders
Business owners
Medical professionals purchasing office space
Warehouse operators
Retail developers
Industrial companies
Self-storage investors
Apartment investors
Hospitality investors
Family offices
Investment groups
Limited liability companies (LLCs)
Real estate partnerships
If your goal is to generate income through commercial property or expand your real estate portfolio, commercial financing may provide the capital needed to move forward.
Typical Loan Amounts
Loan programs are available from approximately:
$50,000 to $40 million
Larger financing may be available for qualifying projects.
Loan amounts depend on factors such as:
Property value
Purchase price
Net operating income
Loan-to-value ratio
Debt service coverage
Borrower experience
Project type
Market conditions
Every lender has different underwriting guidelines, which is why comparing multiple funding sources can be valuable.
What Does Commercial Financing Cost?
Commercial loan pricing varies depending on the project.
Factors that influence pricing include:
Property type
Loan amount
Borrower experience
Debt Service Coverage Ratio (DSCR)
Occupancy levels
Property cash flow
Construction risk
Exit strategy
Market conditions
Some loans may include interest-only periods during construction or stabilization, while long-term financing may offer amortization over many years.
Because every project is unique, Medex PMC provides a no-cost consultation to discuss financing options before you apply.
How Long Does the Process Take?
Financing timelines depend on the complexity of the project.
Typical estimates include:
Bridge loans: as little as 5 business days after documentation is complete
Commercial acquisitions: approximately 2 to 6 weeks
Construction financing: varies based on plans, permits, budgets, and lender review
Large development projects: may require additional due diligence
Preparing complete documentation early often shortens the approval timeline.
What's Included?
When you work with Medex PMC, we assist with:
Initial project consultation
Financing strategy
Loan program comparison
Lender matching
Commercial loan packaging
Document guidance
Communication with lending partners
Closing coordination
Ongoing support throughout the financing process
Because we work with multiple lenders, we focus on finding financing that fits your project instead of trying to fit your project into one lender's guidelines.
Our Commercial Financing Process
Step 1: Tell Us About Your Project
We'll discuss the property, purchase price, business plan, timeline, and financing goals.
Step 2: Review the Opportunity
We evaluate the investment, projected cash flow, borrower experience, and exit strategy.
Step 3: Match Your Project
Your financing request is compared with commercial lending programs that fit the property type and investment objectives.
Step 4: Gather Documentation
Common documents include:
Purchase contract
Property financials
Rent rolls
Operating statements
Entity documents
Personal financial statement
Business financials (when applicable)
Construction budgets (for development projects)
Plans and permits
Step 5: Underwriting
The lender reviews the property, borrower, and overall investment opportunity.
Step 6: Loan Proposal
Qualified borrowers receive proposed financing terms outlining the loan amount, estimated pricing, and closing requirements.
Step 7: Closing
Once underwriting conditions have been satisfied, the transaction moves to closing and funding.
Why Investors Choose Commercial Financing
Commercial real estate can provide opportunities to generate long-term income, increase equity, diversify investments, and build wealth.
Private commercial financing may also offer:
Faster closings than many traditional banks
Flexible underwriting
Financing for value-add properties
Bridge financing while waiting on permanent loans
Funding for projects traditional banks may decline
Every investment carries risk, but having access to the right financing often gives investors more flexibility when opportunities arise.
Why Work With Medex PMC?
Medex PMC specializes in helping investors and business owners navigate commercial financing.
Instead of sending your application to one lender, we help identify lenders that regularly finance projects similar to yours. Whether you're purchasing a retail center in Columbia, refinancing an apartment building in Sumter, or building a self-storage facility in Lexington County, we work to connect you with financing that matches your investment strategy.
Our mission is simple:
Find It. Fund It. Close It.
Contact Medex PMC
Medex PMC LLC
Phone:(888) 865-7910
Website:
https://medexpmc.com
Investor Toolkit:
https://medexpmc.com/bc
Schedule a no-cost consultation to discuss your commercial financing needs.
Who This Service Is For
Commercial real estate financing is ideal for investors, developers, builders, and business owners purchasing or refinancing income-producing properties. It is designed for borrowers seeking flexible financing solutions for commercial acquisitions, development, expansion, or portfolio growth.
Frequently Asked Questions
What types of commercial properties can you finance?
Office buildings, retail centers, warehouses, industrial properties, apartment buildings, mixed-use developments, self-storage facilities, hotels, churches, medical offices, and many other income-producing properties.
How much can I borrow?
Loan amounts generally range from$50,000 to $40 million, depending on the property, borrower qualifications, and lender guidelines.
How quickly can commercial financing close?
Some bridge loans may close in as little as five business days. Larger commercial acquisitions typically require additional underwriting and due diligence.
Can I finance a property through an LLC?
Yes. Many commercial lending programs allow borrowers to purchase property through a limited liability company or other business entity.
Do you finance new construction?
Yes. We help borrowers obtain financing for ground-up commercial construction, subject to lender approval and project requirements.
Does Medex PMC lend directly?
No. Medex PMC is a commercial mortgage and private money brokerage. We help borrowers connect with private lenders and commercial funding partners that fit their financing needs.
Internal Links
Columbia Commercial Lending:https://medexpmc.com/locations/columbia-sc/
Private Money Loans:https://medexpmc.com/services/private-money-loans/
Bridge Loans:https://medexpmc.com/services/bridge-loans/
Construction Loans:https://medexpmc.com/services/construction-loans/
DSCR Loans:https://medexpmc.com/services/dscr-loans/
Contact Us:https://medexpmc.com/contact/
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